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Lake City Bank

Lake City Bank supports FedNow, RTP, and Zelle.

Warsaw, IN · FDIC Cert #13102

https://lakecitybank.com

202 E Center St, Warsaw, IN, 46580

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Lake City Bank.

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Report early direct deposit

Did a paycheck or benefit show up early at Lake City Bank?

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Sending from Lake City Bank

Rails observed when Lake City Bank was the sending bank.

No sending reports yet for Lake City Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Lake City Bank

Rails observed when Lake City Bank was the receiving bank.

No receiving reports yet for Lake City Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in IN.

Frequently asked questions

Does Lake City Bank support FedNow?

Yes. Lake City Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Lake City Bank support RTP?

Yes. Lake City Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does Lake City Bank support Zelle?

Yes. Lake City Bank appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Lake City Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Lake City Bank yet.