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Merchants Bank of Indiana

Merchants Bank of Indiana supports FedNow and Zelle. RTP participation has not been confirmed.

Carmel, IN · FDIC Cert #8056

https://bankmerchants.com

410 Monon Blvd, Carmel, IN, 46032

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

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Report early direct deposit

Did a paycheck or benefit show up early at Merchants Bank of Indiana?

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Sending from Merchants Bank of Indiana

Rails observed when Merchants Bank of Indiana was the sending bank.

No sending reports yet for Merchants Bank of Indiana. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Merchants Bank of Indiana

Rails observed when Merchants Bank of Indiana was the receiving bank.

No receiving reports yet for Merchants Bank of Indiana. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in IN.

Frequently asked questions

Does Merchants Bank of Indiana support FedNow?

Yes. Merchants Bank of Indiana appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Merchants Bank of Indiana support RTP?

This hasn't been confirmed. Merchants Bank of Indiana does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Merchants Bank of Indiana support Zelle?

Yes. Merchants Bank of Indiana appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Merchants Bank of Indiana have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Merchants Bank of Indiana yet.