First Merchants Bank
First Merchants Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Muncie, IN · FDIC Cert #4365
Also known as First Merchants Private Wealth Advisors, A Division of First Merchants Bank, Gold Shield Lending, A Division of First Merchants Bank, First Savings Bank, A Division of FIrst Merchants Bank
https://firstmerchants.com200 E Jackson St, Muncie, IN, 47305
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving First Merchants Bank.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at First Merchants Bank?
Sign in to report early direct deposit.
Sending from First Merchants Bank
Rails observed when First Merchants Bank was the sending bank.
No sending reports yet for First Merchants Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First Merchants Bank
Rails observed when First Merchants Bank was the receiving bank.
No receiving reports yet for First Merchants Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in IN.
- Old National Bank · Evansville
- Merchants Bank of Indiana · Carmel
- Centier Bank · Whiting
- 1st Source Bank · South Bend
- German American Bank · Jasper
Frequently asked questions
Does First Merchants Bank support FedNow?
This hasn't been confirmed. First Merchants Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does First Merchants Bank support RTP?
This hasn't been confirmed. First Merchants Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does First Merchants Bank support Zelle?
Yes. First Merchants Bank appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First Merchants Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First Merchants Bank yet.