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First Carolina Bank

First Carolina Bank supports FedNow and RTP. Zelle participation has not been confirmed.

Rocky Mount, NC · FDIC Cert #35530

https://firstcarolinabank.com

171 N Winstead Ave, Rocky Mount, NC, 27804

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at First Carolina Bank?

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Sending from First Carolina Bank

Rails observed when First Carolina Bank was the sending bank.

No sending reports yet for First Carolina Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into First Carolina Bank

Rails observed when First Carolina Bank was the receiving bank.

No receiving reports yet for First Carolina Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in NC.

Frequently asked questions

Does First Carolina Bank support FedNow?

Yes. First Carolina Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does First Carolina Bank support RTP?

Yes. First Carolina Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does First Carolina Bank support Zelle?

This hasn't been confirmed. First Carolina Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does First Carolina Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for First Carolina Bank yet.