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Live Oak Banking Company

Live Oak Banking Company's FedNow, RTP, and Zelle participation has not been confirmed.

Wilmington, NC · FDIC Cert #58665

https://liveoak.bank

1757 Tiburon Dr, Wilmington, NC, 28403

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Live Oak Banking Company?

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Sending from Live Oak Banking Company

Rails observed when Live Oak Banking Company was the sending bank.

No sending reports yet for Live Oak Banking Company. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Live Oak Banking Company

Rails observed when Live Oak Banking Company was the receiving bank.

No receiving reports yet for Live Oak Banking Company. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in NC.

Frequently asked questions

Does Live Oak Banking Company support FedNow?

This hasn't been confirmed. Live Oak Banking Company does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Live Oak Banking Company support RTP?

This hasn't been confirmed. Live Oak Banking Company does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Live Oak Banking Company support Zelle?

This hasn't been confirmed. Live Oak Banking Company does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Live Oak Banking Company have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Live Oak Banking Company yet.

Live Oak Banking Company — Wilmington, NC — Bank Transfer Compatibility | InstantRailCheck