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Southern Bank and Trust Company

Southern Bank and Trust Company supports FedNow and Zelle. RTP participation has not been confirmed.

Mount Olive, NC · FDIC Cert #15359

https://southernbank.com

100 N Center St, Mount Olive, NC, 28365

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at Southern Bank and Trust Company?

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Sending from Southern Bank and Trust Company

Rails observed when Southern Bank and Trust Company was the sending bank.

No sending reports yet for Southern Bank and Trust Company. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Southern Bank and Trust Company

Rails observed when Southern Bank and Trust Company was the receiving bank.

No receiving reports yet for Southern Bank and Trust Company. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in NC.

Frequently asked questions

Does Southern Bank and Trust Company support FedNow?

Yes. Southern Bank and Trust Company appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Southern Bank and Trust Company support RTP?

This hasn't been confirmed. Southern Bank and Trust Company does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Southern Bank and Trust Company support Zelle?

Yes. Southern Bank and Trust Company appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Southern Bank and Trust Company have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Southern Bank and Trust Company yet.

Southern Bank and Trust Company — Mount Olive, NC — Bank Transfer Compatibility | InstantRailCheck