Farmers & Merchants Bank
Farmers & Merchants Bank's FedNow, RTP, and Zelle participation has not been confirmed.
Granite Quarry, NC · FDIC Cert #2036
Also known as F&M Bank
https://fmbnc.com138 N Salisbury Gq Ave, Granite Quarry, NC, 28146
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Report early direct deposit
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Sending from Farmers & Merchants Bank
Rails observed when Farmers & Merchants Bank was the sending bank.
No sending reports yet for Farmers & Merchants Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Farmers & Merchants Bank
Rails observed when Farmers & Merchants Bank was the receiving bank.
No receiving reports yet for Farmers & Merchants Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in NC.
- Bank of America, National Association · Charlotte
- Truist Bank · Charlotte
- First-Citizens Bank & Trust Company · Raleigh
- Live Oak Banking Company · Wilmington
- Southern Bank and Trust Company · Mount Olive
Frequently asked questions
Does Farmers & Merchants Bank support FedNow?
This hasn't been confirmed. Farmers & Merchants Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Farmers & Merchants Bank support RTP?
This hasn't been confirmed. Farmers & Merchants Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Farmers & Merchants Bank support Zelle?
This hasn't been confirmed. Farmers & Merchants Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Farmers & Merchants Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Farmers & Merchants Bank yet.