West Shore Bank
West Shore Bank supports FedNow, RTP, and Zelle.
Ludington, MI · FDIC Cert #14929
https://westshorebank.com201 W Loomis St, Ludington, MI, 49431
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving West Shore Bank.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at West Shore Bank?
Sign in to report early direct deposit.
Sending from West Shore Bank
Rails observed when West Shore Bank was the sending bank.
No sending reports yet for West Shore Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into West Shore Bank
Rails observed when West Shore Bank was the receiving bank.
No receiving reports yet for West Shore Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MI.
- Northpointe Bank · Grand Rapids
- First National Bank of America · East Lansing
- Mercantile Bank · Grand Rapids
- ChoiceOne Bank · Sparta
- Macatawa Bank, National Association · Holland
Frequently asked questions
Does West Shore Bank support FedNow?
Yes. West Shore Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does West Shore Bank support RTP?
Yes. West Shore Bank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does West Shore Bank support Zelle?
Yes. West Shore Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does West Shore Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for West Shore Bank yet.