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ChoiceOne Bank

ChoiceOne Bank supports FedNow, RTP, and Zelle.

Sparta, MI · FDIC Cert #1014

https://choiceone.bank

109 E Division St, Sparta, MI, 49345

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving ChoiceOne Bank.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at ChoiceOne Bank?

Sign in to report early direct deposit.

Sending from ChoiceOne Bank

Rails observed when ChoiceOne Bank was the sending bank.

No sending reports yet for ChoiceOne Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into ChoiceOne Bank

Rails observed when ChoiceOne Bank was the receiving bank.

No receiving reports yet for ChoiceOne Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in MI.

Frequently asked questions

Does ChoiceOne Bank support FedNow?

Yes. ChoiceOne Bank appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does ChoiceOne Bank support RTP?

Yes. ChoiceOne Bank appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does ChoiceOne Bank support Zelle?

Yes. ChoiceOne Bank appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does ChoiceOne Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for ChoiceOne Bank yet.