Upstate Telco
Upstate Telco's FedNow, RTP, and Zelle participation has not been confirmed.
Gloversville, NY · NCUA Charter #10746
http://www.upstatetelcofcu.org137 Harrison St, Gloversville, NY, 12078
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
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Sending from Upstate Telco
Rails observed when Upstate Telco was the sending bank.
No sending reports yet for Upstate Telco. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Upstate Telco
Rails observed when Upstate Telco was the receiving bank.
No receiving reports yet for Upstate Telco. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Upstate Telco support FedNow?
This hasn't been confirmed. Upstate Telco does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Upstate Telco support RTP?
This hasn't been confirmed. Upstate Telco does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Upstate Telco support Zelle?
This hasn't been confirmed. Upstate Telco does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Upstate Telco have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Upstate Telco yet.