Esl
Esl supports RTP and Zelle. FedNow participation has not been confirmed.
Rochester, NY · NCUA Charter #24563
https://www.esl.org/225 Chestnut St, Rochester, NY, 14604
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
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Report early direct deposit
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Sending from Esl
Rails observed when Esl was the sending bank.
No sending reports yet for Esl. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Esl
Rails observed when Esl was the receiving bank.
No receiving reports yet for Esl. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Esl support FedNow?
This hasn't been confirmed. Esl does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Esl support RTP?
Yes. Esl appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Esl support Zelle?
Yes. Esl appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Esl have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Esl yet.