Skip to content
InstantRailCheck

Upper Peninsula State Bank

Upper Peninsula State Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Escanaba, MI · FDIC Cert #1090

https://upstatebank.net

430 N Lincoln Rd, Escanaba, MI, 49829

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

Submit Route Report

Add a real transfer outcome involving Upper Peninsula State Bank.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at Upper Peninsula State Bank?

Sign in to report early direct deposit.

Sending from Upper Peninsula State Bank

Rails observed when Upper Peninsula State Bank was the sending bank.

No sending reports yet for Upper Peninsula State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Upper Peninsula State Bank

Rails observed when Upper Peninsula State Bank was the receiving bank.

No receiving reports yet for Upper Peninsula State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in MI.

Frequently asked questions

Does Upper Peninsula State Bank support FedNow?

This hasn't been confirmed. Upper Peninsula State Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Upper Peninsula State Bank support RTP?

This hasn't been confirmed. Upper Peninsula State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Upper Peninsula State Bank support Zelle?

This hasn't been confirmed. Upper Peninsula State Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Upper Peninsula State Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Upper Peninsula State Bank yet.