United
United supports FedNow, RTP, and Zelle.
Saint Joseph, MI · NCUA Charter #6288
https://www.unitedfcu.com150 Hilltop Rd, Saint Joseph, MI, 49085-2381
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
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Sending from United
Rails observed when United was the sending bank.
No sending reports yet for United. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into United
Rails observed when United was the receiving bank.
No receiving reports yet for United. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in MI.
- Lake Michigan · Caledonia
- Michigan State University · East Lansing
- Dfcu Financial · Dearborn
- Genisys · Auburn Hills
- Michigan Schools and Government · Clinton Township
Frequently asked questions
Does United support FedNow?
Yes. United appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does United support RTP?
Yes. United appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does United support Zelle?
Yes. United appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does United have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for United yet.