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Lake Michigan

Lake Michigan's FedNow, RTP, and Zelle participation has not been confirmed.

Caledonia, MI · NCUA Charter #62514

http://www.lmcu.org

5664 Prairie Creek Dr SE, Caledonia, MI, 49316

(616) 242-9790

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Lake Michigan?

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Sending from Lake Michigan

Rails observed when Lake Michigan was the sending bank.

No sending reports yet for Lake Michigan. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Lake Michigan

Rails observed when Lake Michigan was the receiving bank.

No receiving reports yet for Lake Michigan. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MI.

Frequently asked questions

Does Lake Michigan support FedNow?

This hasn't been confirmed. Lake Michigan does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Lake Michigan support RTP?

This hasn't been confirmed. Lake Michigan does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Lake Michigan support Zelle?

This hasn't been confirmed. Lake Michigan does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Lake Michigan have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Lake Michigan yet.

Lake Michigan — Caledonia, MI — Bank Transfer Compatibility | InstantRailCheck