The Citizens Bank
The Citizens Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Morehead, KY · FDIC Cert #10520
Also known as Alpha M Hutchinson Banking Center, Farmers Banking Center
https://tcbanytime.com114 W Main St, Morehead, KY, 40351
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
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Report early direct deposit
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Sending from The Citizens Bank
Rails observed when The Citizens Bank was the sending bank.
No sending reports yet for The Citizens Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into The Citizens Bank
Rails observed when The Citizens Bank was the receiving bank.
No receiving reports yet for The Citizens Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in KY.
- Stock Yards Bank & Trust Company · Louisville
- Republic Bank & Trust Company · Louisville
- Community Trust Bank, Inc. · Pikeville
- Central Bank & Trust Co. · Lexington
- Independence Bank of Kentucky · Owensboro
Frequently asked questions
Does The Citizens Bank support FedNow?
Yes. The Citizens Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does The Citizens Bank support RTP?
This hasn't been confirmed. The Citizens Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does The Citizens Bank support Zelle?
This hasn't been confirmed. The Citizens Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does The Citizens Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for The Citizens Bank yet.