Independence Bank of Kentucky
Independence Bank of Kentucky supports FedNow. RTP and Zelle participation has not been confirmed.
Owensboro, KY · FDIC Cert #8136
https://1776bank.com2425 Frederica St, Owensboro, KY, 42301
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving Independence Bank of Kentucky.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Independence Bank of Kentucky?
Sign in to report early direct deposit.
Sending from Independence Bank of Kentucky
Rails observed when Independence Bank of Kentucky was the sending bank.
No sending reports yet for Independence Bank of Kentucky. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Independence Bank of Kentucky
Rails observed when Independence Bank of Kentucky was the receiving bank.
No receiving reports yet for Independence Bank of Kentucky. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in KY.
- Stock Yards Bank & Trust Company · Louisville
- Republic Bank & Trust Company · Louisville
- Community Trust Bank, Inc. · Pikeville
- Central Bank & Trust Co. · Lexington
- Traditional Bank, Inc. · Mount Sterling
Frequently asked questions
Does Independence Bank of Kentucky support FedNow?
Yes. Independence Bank of Kentucky appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Independence Bank of Kentucky support RTP?
This hasn't been confirmed. Independence Bank of Kentucky does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Independence Bank of Kentucky support Zelle?
This hasn't been confirmed. Independence Bank of Kentucky does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Independence Bank of Kentucky have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Independence Bank of Kentucky yet.