Tct
Tct supports FedNow. RTP and Zelle participation has not been confirmed.
Ballston Spa, NY · NCUA Charter #12957
https://www.tctfcu.org416 Rowland St, Ballston Spa, NY, 12020
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving Tct.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Tct?
Sign in to report early direct deposit.
Sending from Tct
Rails observed when Tct was the sending bank.
No sending reports yet for Tct. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Tct
Rails observed when Tct was the receiving bank.
No receiving reports yet for Tct. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in NY.
- Fourleaf · Bethpage
- Esl · Rochester
- United Nations · Long Island City
- Broadview · Albany
- Hudson Valley · Poughkeepsie
Frequently asked questions
Does Tct support FedNow?
Yes. Tct appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Tct support RTP?
This hasn't been confirmed. Tct does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Tct support Zelle?
This hasn't been confirmed. Tct does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Tct have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Tct yet.