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Preferred

Preferred supports FedNow, RTP, and Zelle.

Grand Rapids, MI · NCUA Charter #62340

http://www.preferredcu.org

3767 Sparks Dr SE, Grand Rapids, MI, 49546

(800) 328-4131

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Preferred.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at Preferred?

Sign in to report early direct deposit.

Sending from Preferred

Rails observed when Preferred was the sending bank.

No sending reports yet for Preferred. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Preferred

Rails observed when Preferred was the receiving bank.

No receiving reports yet for Preferred. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MI.

Frequently asked questions

Does Preferred support FedNow?

Yes. Preferred appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Preferred support RTP?

Yes. Preferred appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does Preferred support Zelle?

Yes. Preferred appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Preferred have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Preferred yet.

Preferred — Grand Rapids, MI — Bank Transfer Compatibility | InstantRailCheck