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Our

Our supports FedNow. RTP and Zelle participation has not been confirmed.

Royal Oak, MI · NCUA Charter #62028

https://www.ourcuonline.org

3070 Normandy Rd, Royal Oak, MI, 48073

(248) 549-3838

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0

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Report early direct deposit

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Sending from Our

Rails observed when Our was the sending bank.

No sending reports yet for Our. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Our

Rails observed when Our was the receiving bank.

No receiving reports yet for Our. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MI.

Frequently asked questions

Does Our support FedNow?

Yes. Our appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Our support RTP?

This hasn't been confirmed. Our does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Our support Zelle?

This hasn't been confirmed. Our does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Our have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Our yet.