Optum Bank, Inc.
Optum Bank, Inc.'s FedNow, RTP, and Zelle participation has not been confirmed.
Draper, UT · FDIC Cert #57408
https://optumbank.com12921 S Vista Station Blvd, Draper, UT, 84020
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
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Report early direct deposit
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Sending from Optum Bank, Inc.
Rails observed when Optum Bank, Inc. was the sending bank.
No sending reports yet for Optum Bank, Inc.. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Optum Bank, Inc.
Rails observed when Optum Bank, Inc. was the receiving bank.
No receiving reports yet for Optum Bank, Inc.. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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- Synchrony Bank · Draper
Frequently asked questions
Does Optum Bank, Inc. support FedNow?
This hasn't been confirmed. Optum Bank, Inc. does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Optum Bank, Inc. support RTP?
This hasn't been confirmed. Optum Bank, Inc. does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Optum Bank, Inc. support Zelle?
This hasn't been confirmed. Optum Bank, Inc. does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Optum Bank, Inc. have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Optum Bank, Inc. yet.