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Synchrony Bank

Synchrony Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Draper, UT · FDIC Cert #27314

https://synchronybank.com

170 W Election Rd, Draper, UT, 84020

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Synchrony Bank?

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Sending from Synchrony Bank

Rails observed when Synchrony Bank was the sending bank.

No sending reports yet for Synchrony Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Synchrony Bank

Rails observed when Synchrony Bank was the receiving bank.

No receiving reports yet for Synchrony Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in UT.

Frequently asked questions

Does Synchrony Bank support FedNow?

This hasn't been confirmed. Synchrony Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Synchrony Bank support RTP?

This hasn't been confirmed. Synchrony Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Synchrony Bank support Zelle?

This hasn't been confirmed. Synchrony Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Synchrony Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Synchrony Bank yet.

Synchrony Bank — Draper, UT — Bank Transfer Compatibility | InstantRailCheck