Ocean Financial
Ocean Financial supports RTP and Zelle. FedNow participation has not been confirmed.
Oceanside, NY · NCUA Charter #19269
http://www.oceanfinancial.org45 Atlantic Ave, Oceanside, NY, 11572-2035
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Ocean Financial.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Ocean Financial?
Sign in to report early direct deposit.
Sending from Ocean Financial
Rails observed when Ocean Financial was the sending bank.
No sending reports yet for Ocean Financial. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Ocean Financial
Rails observed when Ocean Financial was the receiving bank.
No receiving reports yet for Ocean Financial. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in NY.
- Fourleaf · Bethpage
- Esl · Rochester
- United Nations · Long Island City
- Broadview · Albany
- Hudson Valley · Poughkeepsie
Frequently asked questions
Does Ocean Financial support FedNow?
This hasn't been confirmed. Ocean Financial does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Ocean Financial support RTP?
Yes. Ocean Financial appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Ocean Financial support Zelle?
Yes. Ocean Financial appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Ocean Financial have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Ocean Financial yet.