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Harborlight

Harborlight supports Zelle. FedNow and RTP participation has not been confirmed.

Whitehall, MI · NCUA Charter #62066

http://www.harborlightcu.org

2151 Cogswell Dr, Whitehall, MI, 49461

(231) 894-5608

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

P2P - Zelle participant
Confirmed July 9, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving Harborlight.

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Report early direct deposit

Did a paycheck or benefit show up early at Harborlight?

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Sending from Harborlight

Rails observed when Harborlight was the sending bank.

No sending reports yet for Harborlight. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Harborlight

Rails observed when Harborlight was the receiving bank.

No receiving reports yet for Harborlight. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MI.

Frequently asked questions

Does Harborlight support FedNow?

This hasn't been confirmed. Harborlight does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Harborlight support RTP?

This hasn't been confirmed. Harborlight does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Harborlight support Zelle?

Yes. Harborlight appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Harborlight have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Harborlight yet.