First National Bank & Trust Co.
First National Bank & Trust Co. supports FedNow, RTP, and Zelle.
Iron Mountain, MI · FDIC Cert #5062
https://fnbimk.com233 S Stephenson Ave, Iron Mountain, MI, 49801
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at First National Bank & Trust Co.?
Sign in to report early direct deposit.
Sending from First National Bank & Trust Co.
Rails observed when First National Bank & Trust Co. was the sending bank.
No sending reports yet for First National Bank & Trust Co.. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into First National Bank & Trust Co.
Rails observed when First National Bank & Trust Co. was the receiving bank.
No receiving reports yet for First National Bank & Trust Co.. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MI.
- Northpointe Bank · Grand Rapids
- First National Bank of America · East Lansing
- Mercantile Bank · Grand Rapids
- ChoiceOne Bank · Sparta
- Macatawa Bank, National Association · Holland
Frequently asked questions
Does First National Bank & Trust Co. support FedNow?
Yes. First National Bank & Trust Co. appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does First National Bank & Trust Co. support RTP?
Yes. First National Bank & Trust Co. appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does First National Bank & Trust Co. support Zelle?
Yes. First National Bank & Trust Co. appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does First National Bank & Trust Co. have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for First National Bank & Trust Co. yet.