Skip to content
InstantRailCheck

Dow

Dow supports FedNow and RTP. Zelle participation has not been confirmed.

Midland, MI · NCUA Charter #60137

Also known as dow chemical employees' credit union

http://www.dowcreditunion.org

600 E Lyon Rd, Midland, MI, 48640-5396

(989) 835-7794

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

FedNow participant
Confirmed July 9, 2026
Community confirmations
0
RTP participant
Confirmed July 9, 2026
Community confirmations
0

Submit Route Report

Add a real transfer outcome involving Dow.

Sign in to submit a route report.

Report early direct deposit

Did a paycheck or benefit show up early at Dow?

Sign in to report early direct deposit.

Sending from Dow

Rails observed when Dow was the sending bank.

No sending reports yet for Dow. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Dow

Rails observed when Dow was the receiving bank.

No receiving reports yet for Dow. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in MI.

Frequently asked questions

Does Dow support FedNow?

Yes. Dow appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.

Does Dow support RTP?

Yes. Dow appears in The Clearing House's RTP participant list, confirmed July 9, 2026.

Does Dow support Zelle?

This hasn't been confirmed. Dow does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Dow have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Dow yet.