Citizens State Bank
Citizens State Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Royal Oak, MI · FDIC Cert #8183
https://micsb.com32500 Woodward Ave, Royal Oak, MI, 48073
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
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Sending from Citizens State Bank
Rails observed when Citizens State Bank was the sending bank.
No sending reports yet for Citizens State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Citizens State Bank
Rails observed when Citizens State Bank was the receiving bank.
No receiving reports yet for Citizens State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Citizens State Bank support FedNow?
Yes. Citizens State Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Citizens State Bank support RTP?
This hasn't been confirmed. Citizens State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Citizens State Bank support Zelle?
This hasn't been confirmed. Citizens State Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Citizens State Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Citizens State Bank yet.