Citizens Guaranty Bank
Citizens Guaranty Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Richmond, KY · FDIC Cert #20872
https://cg.bank457 E Main St, Richmond, KY, 40475
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
Add a real transfer outcome involving Citizens Guaranty Bank.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Citizens Guaranty Bank?
Sign in to report early direct deposit.
Sending from Citizens Guaranty Bank
Rails observed when Citizens Guaranty Bank was the sending bank.
No sending reports yet for Citizens Guaranty Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Citizens Guaranty Bank
Rails observed when Citizens Guaranty Bank was the receiving bank.
No receiving reports yet for Citizens Guaranty Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in KY.
- Stock Yards Bank & Trust Company · Louisville
- Republic Bank & Trust Company · Louisville
- Community Trust Bank, Inc. · Pikeville
- Central Bank & Trust Co. · Lexington
- Independence Bank of Kentucky · Owensboro
Frequently asked questions
Does Citizens Guaranty Bank support FedNow?
Yes. Citizens Guaranty Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Citizens Guaranty Bank support RTP?
This hasn't been confirmed. Citizens Guaranty Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Citizens Guaranty Bank support Zelle?
This hasn't been confirmed. Citizens Guaranty Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Citizens Guaranty Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Citizens Guaranty Bank yet.