Circuit
Circuit's FedNow, RTP, and Zelle participation has not been confirmed.
CHEEKTOWAGA, NY · NCUA Charter #12912
http://WWW.circuitfcu.com3234 Union Rd, CHEEKTOWAGA, NY, 14227-1044
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
Submit Route Report
Add a real transfer outcome involving Circuit.
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Report early direct deposit
Did a paycheck or benefit show up early at Circuit?
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Sending from Circuit
Rails observed when Circuit was the sending bank.
No sending reports yet for Circuit. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Circuit
Rails observed when Circuit was the receiving bank.
No receiving reports yet for Circuit. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Circuit support FedNow?
This hasn't been confirmed. Circuit does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Circuit support RTP?
This hasn't been confirmed. Circuit does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Circuit support Zelle?
This hasn't been confirmed. Circuit does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Circuit have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Circuit yet.