Circle
Circle supports Zelle. FedNow and RTP participation has not been confirmed.
Niles, MI · NCUA Charter #22114
http://www.circlefcu.org507 E Main St, Niles, MI, 49120-2617
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Circle.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Circle?
Sign in to report early direct deposit.
Sending from Circle
Rails observed when Circle was the sending bank.
No sending reports yet for Circle. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Circle
Rails observed when Circle was the receiving bank.
No receiving reports yet for Circle. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in MI.
- Lake Michigan · Caledonia
- Michigan State University · East Lansing
- Dfcu Financial · Dearborn
- Genisys · Auburn Hills
- Michigan Schools and Government · Clinton Township
Frequently asked questions
Does Circle support FedNow?
This hasn't been confirmed. Circle does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Circle support RTP?
This hasn't been confirmed. Circle does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Circle support Zelle?
Yes. Circle appears in Zelle's partner directory, confirmed July 9, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Circle have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Circle yet.