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Cadets

Cadets's FedNow, RTP, and Zelle participation has not been confirmed.

ELMA, NY · NCUA Charter #6930

https://www.cadetsfcu.com

1751 TRANSIT RD, ELMA, NY, 14059-9687

(716) 771-3434

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at Cadets?

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Sending from Cadets

Rails observed when Cadets was the sending bank.

No sending reports yet for Cadets. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Cadets

Rails observed when Cadets was the receiving bank.

No receiving reports yet for Cadets. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Frequently asked questions

Does Cadets support FedNow?

This hasn't been confirmed. Cadets does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Cadets support RTP?

This hasn't been confirmed. Cadets does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Cadets support Zelle?

This hasn't been confirmed. Cadets does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Cadets have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Cadets yet.