Baybank
Baybank supports FedNow and RTP. Zelle participation has not been confirmed.
Gladstone, MI · FDIC Cert #1092
https://baybank.us104 S 10th St, Gladstone, MI, 49837
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Baybank?
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Sending from Baybank
Rails observed when Baybank was the sending bank.
No sending reports yet for Baybank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Baybank
Rails observed when Baybank was the receiving bank.
No receiving reports yet for Baybank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in MI.
- Northpointe Bank · Grand Rapids
- First National Bank of America · East Lansing
- Mercantile Bank · Grand Rapids
- ChoiceOne Bank · Sparta
- Macatawa Bank, National Association · Holland
Frequently asked questions
Does Baybank support FedNow?
Yes. Baybank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Baybank support RTP?
Yes. Baybank appears in The Clearing House's RTP participant list, confirmed July 18, 2026.
Does Baybank support Zelle?
This hasn't been confirmed. Baybank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Baybank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Baybank yet.