Alternatives
Alternatives supports FedNow and RTP. Zelle participation has not been confirmed.
Ithaca, NY · NCUA Charter #23283
http://www.alternatives.org125 N Fulton St, Ithaca, NY, 14850-3301
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Alternatives?
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Sending from Alternatives
Rails observed when Alternatives was the sending bank.
No sending reports yet for Alternatives. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Alternatives
Rails observed when Alternatives was the receiving bank.
No receiving reports yet for Alternatives. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in NY.
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- Broadview · Albany
- Hudson Valley · Poughkeepsie
Frequently asked questions
Does Alternatives support FedNow?
Yes. Alternatives appears in Federal Reserve's FedNow participant list, confirmed July 9, 2026.
Does Alternatives support RTP?
Yes. Alternatives appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Alternatives support Zelle?
This hasn't been confirmed. Alternatives does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Alternatives have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Alternatives yet.