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1st State Bank

1st State Bank supports FedNow. RTP and Zelle participation has not been confirmed.

Saginaw, MI · FDIC Cert #57626

https://1ststate.bank

4800 Fashion Square Blvd, Saginaw, MI, 48604

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0

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Report early direct deposit

Did a paycheck or benefit show up early at 1st State Bank?

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Sending from 1st State Bank

Rails observed when 1st State Bank was the sending bank.

No sending reports yet for 1st State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into 1st State Bank

Rails observed when 1st State Bank was the receiving bank.

No receiving reports yet for 1st State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in MI.

Frequently asked questions

Does 1st State Bank support FedNow?

Yes. 1st State Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does 1st State Bank support RTP?

This hasn't been confirmed. 1st State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does 1st State Bank support Zelle?

This hasn't been confirmed. 1st State Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does 1st State Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for 1st State Bank yet.

1st State Bank — Saginaw, MI — Bank Transfer Compatibility | InstantRailCheck