Xcel
Xcel supports Zelle. FedNow and RTP participation has not been confirmed.
Bloomfield, NJ · NCUA Charter #16218
http://www.xcelfcu.org1460 Broad St, Bloomfield, NJ, 07003
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Xcel.
Sign in to submit a route report.
Report early direct deposit
Did a paycheck or benefit show up early at Xcel?
Sign in to report early direct deposit.
Sending from Xcel
Rails observed when Xcel was the sending bank.
No sending reports yet for Xcel. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Xcel
Rails observed when Xcel was the receiving bank.
No receiving reports yet for Xcel. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other credit unions in NJ.
- Princeton · Princeton
- Merck Employees · RAHWAY
- Community Financial Services · Roselle
- Financial Resources · Branchburg
- Credit Union of New Jersey, A · Ewing
Frequently asked questions
Does Xcel support FedNow?
This hasn't been confirmed. Xcel does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Xcel support RTP?
This hasn't been confirmed. Xcel does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Xcel support Zelle?
Yes. Xcel appears in Zelle's partner directory, confirmed October 4, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Xcel have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Xcel yet.