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WSB Municipal Bank

WSB Municipal Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Watertown, NY · FDIC Cert #7274

https://watertownsavingsbank.com

111 Clinton St, Watertown, NY, 13601

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at WSB Municipal Bank?

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Sending from WSB Municipal Bank

Rails observed when WSB Municipal Bank was the sending bank.

No sending reports yet for WSB Municipal Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into WSB Municipal Bank

Rails observed when WSB Municipal Bank was the receiving bank.

No receiving reports yet for WSB Municipal Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Other banks in NY.

Frequently asked questions

Does WSB Municipal Bank support FedNow?

This hasn't been confirmed. WSB Municipal Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does WSB Municipal Bank support RTP?

This hasn't been confirmed. WSB Municipal Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does WSB Municipal Bank support Zelle?

This hasn't been confirmed. WSB Municipal Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does WSB Municipal Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for WSB Municipal Bank yet.