Wray State Bank
Wray State Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Wray, CO · FDIC Cert #22447
Also known as WINDSOR STATE BANK, BRUSH STATE BANK
https://wraystatebank.com300 Clay St, Wray, CO, 80758
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Wray State Bank?
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Sending from Wray State Bank
Rails observed when Wray State Bank was the sending bank.
No sending reports yet for Wray State Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Wray State Bank
Rails observed when Wray State Bank was the receiving bank.
No receiving reports yet for Wray State Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in CO.
- NBH Bank · Greenwood Village
- Bank of Colorado · Fort Collins
- Alpine Bank · Glenwood Springs
- First Western Trust Bank · Denver
- ANB Bank · Denver
Frequently asked questions
Does Wray State Bank support FedNow?
This hasn't been confirmed. Wray State Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Wray State Bank support RTP?
This hasn't been confirmed. Wray State Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Wray State Bank support Zelle?
Yes. Wray State Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Wray State Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Wray State Bank yet.