Waypoint Bank
Waypoint Bank supports Zelle. FedNow and RTP participation has not been confirmed.
Cozad, NE · FDIC Cert #5394
https://waypointbank.com747 Meridian Ave, Cozad, NE, 69130
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Waypoint Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Waypoint Bank?
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Sending from Waypoint Bank
Rails observed when Waypoint Bank was the sending bank.
No sending reports yet for Waypoint Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Waypoint Bank
Rails observed when Waypoint Bank was the receiving bank.
No receiving reports yet for Waypoint Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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- First National Bank of Omaha · Omaha
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- Five Points Bank · Grand Island
- Security National Bank of Omaha · Omaha
- West Gate Bank · Lincoln
Frequently asked questions
Does Waypoint Bank support FedNow?
This hasn't been confirmed. Waypoint Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Waypoint Bank support RTP?
This hasn't been confirmed. Waypoint Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Waypoint Bank support Zelle?
Yes. Waypoint Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Waypoint Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Waypoint Bank yet.