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Waycross Bank & Trust

Waycross Bank & Trust supports FedNow and RTP. Zelle participation has not been confirmed.

Waycross, GA · FDIC Cert #27254

https://wbt.bank

501 Tebeau St, Waycross, GA, 31501

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0

Submit Route Report

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Report early direct deposit

Did a paycheck or benefit show up early at Waycross Bank & Trust?

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Sending from Waycross Bank & Trust

Rails observed when Waycross Bank & Trust was the sending bank.

No sending reports yet for Waycross Bank & Trust. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Waycross Bank & Trust

Rails observed when Waycross Bank & Trust was the receiving bank.

No receiving reports yet for Waycross Bank & Trust. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in GA.

Frequently asked questions

Does Waycross Bank & Trust support FedNow?

Yes. Waycross Bank & Trust appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does Waycross Bank & Trust support RTP?

Yes. Waycross Bank & Trust appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does Waycross Bank & Trust support Zelle?

This hasn't been confirmed. Waycross Bank & Trust does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Waycross Bank & Trust have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Waycross Bank & Trust yet.

Waycross Bank & Trust — Waycross, GA — Bank Transfer Compatibility | InstantRailCheck