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Wave

Wave's FedNow, RTP, and Zelle participation has not been confirmed.

Warwick, RI · NCUA Charter #24501

https://www.wavefcu.org

480 Greenwich Ave, Warwick, RI, 02886-1606

(401) 781-1020

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Did a paycheck or benefit show up early at Wave?

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Sending from Wave

Rails observed when Wave was the sending bank.

No sending reports yet for Wave. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Wave

Rails observed when Wave was the receiving bank.

No receiving reports yet for Wave. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Other credit unions in RI.

Frequently asked questions

Does Wave support FedNow?

This hasn't been confirmed. Wave does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Wave support RTP?

This hasn't been confirmed. Wave does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Wave support Zelle?

This hasn't been confirmed. Wave does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Wave have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Wave yet.