Waterfall Bank
Waterfall Bank supports FedNow and Zelle. RTP participation has not been confirmed.
Clearwater, FL · FDIC Cert #59265
https://waterfallbank.com500 Mclennan St, Clearwater, FL, 33756
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Waterfall Bank?
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Sending from Waterfall Bank
Rails observed when Waterfall Bank was the sending bank.
No sending reports yet for Waterfall Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Waterfall Bank
Rails observed when Waterfall Bank was the receiving bank.
No receiving reports yet for Waterfall Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Waterfall Bank support FedNow?
Yes. Waterfall Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Waterfall Bank support RTP?
This hasn't been confirmed. Waterfall Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Waterfall Bank support Zelle?
Yes. Waterfall Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Waterfall Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Waterfall Bank yet.
