Waco
Waco supports RTP. FedNow and Zelle participation has not been confirmed.
Waco, TX · NCUA Charter #6368
http://www.wacofcu.org826 N 3rd St, Waco, TX, 76707
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
- Community confirmations
- 0
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Report early direct deposit
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Sending from Waco
Rails observed when Waco was the sending bank.
No sending reports yet for Waco. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Waco
Rails observed when Waco was the receiving bank.
No receiving reports yet for Waco. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Waco support FedNow?
This hasn't been confirmed. Waco does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Waco support RTP?
Yes. Waco appears in The Clearing House's RTP participant list, confirmed July 9, 2026.
Does Waco support Zelle?
This hasn't been confirmed. Waco does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Waco have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Waco yet.