Valley First
Valley First's FedNow, RTP, and Zelle participation has not been confirmed.
Modesto, CA · NCUA Charter #24986
Also known as valley first credit union
http://www.valleyfirstcu.org1005 W Orangeburg Ave, Modesto, CA, 95350
Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.
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Report early direct deposit
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Sending from Valley First
Rails observed when Valley First was the sending bank.
No sending reports yet for Valley First. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Valley First
Rails observed when Valley First was the receiving bank.
No receiving reports yet for Valley First. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Valley First support FedNow?
This hasn't been confirmed. Valley First does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Valley First support RTP?
This hasn't been confirmed. Valley First does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Valley First support Zelle?
This hasn't been confirmed. Valley First does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Valley First have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Valley First yet.