Universal Bank
Universal Bank supports Zelle. FedNow and RTP participation has not been confirmed.
West Covina, CA · FDIC Cert #30722
https://universalbank.com3455 S Nogales St, West Covina, CA, 91792
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Source
- Zelle's partner directory
- Community confirmations
- 0
Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.
Submit Route Report
Add a real transfer outcome involving Universal Bank.
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Report early direct deposit
Did a paycheck or benefit show up early at Universal Bank?
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Sending from Universal Bank
Rails observed when Universal Bank was the sending bank.
No sending reports yet for Universal Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Universal Bank
Rails observed when Universal Bank was the receiving bank.
No receiving reports yet for Universal Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Similar institutions
Other banks in CA.
- East West Bank · Pasadena
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- Axos Bank · San Diego
- Cathay Bank · Los Angeles
- Bank of Hope · Los Angeles
Frequently asked questions
Does Universal Bank support FedNow?
This hasn't been confirmed. Universal Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.
Does Universal Bank support RTP?
This hasn't been confirmed. Universal Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Universal Bank support Zelle?
Yes. Universal Bank appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Universal Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Universal Bank yet.