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United Bank and Trust Company

United Bank and Trust Company supports FedNow, RTP, and Zelle.

Hampton, IA · FDIC Cert #14247

Also known as UBTC

https://ubtc.net

400 Central Ave E, Hampton, IA, 50441

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0
RTP participant
Confirmed July 18, 2026
Community confirmations
0
P2P - Zelle participant
Confirmed July 18, 2026
Source
Zelle's partner directory
Community confirmations
0

Zelle's own directory is known to be incomplete, so a missing badge doesn't necessarily mean a bank lacks support.

Submit Route Report

Add a real transfer outcome involving United Bank and Trust Company.

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Report early direct deposit

Did a paycheck or benefit show up early at United Bank and Trust Company?

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Sending from United Bank and Trust Company

Rails observed when United Bank and Trust Company was the sending bank.

No sending reports yet for United Bank and Trust Company. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into United Bank and Trust Company

Rails observed when United Bank and Trust Company was the receiving bank.

No receiving reports yet for United Bank and Trust Company. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in IA.

Frequently asked questions

Does United Bank and Trust Company support FedNow?

Yes. United Bank and Trust Company appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does United Bank and Trust Company support RTP?

Yes. United Bank and Trust Company appears in The Clearing House's RTP participant list, confirmed July 18, 2026.

Does United Bank and Trust Company support Zelle?

Yes. United Bank and Trust Company appears in Zelle's partner directory, confirmed July 18, 2026. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does United Bank and Trust Company have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for United Bank and Trust Company yet.