Union Bank & Trust Company
Union Bank & Trust Company supports FedNow. RTP and Zelle participation has not been confirmed.
Monticello, AR · FDIC Cert #1753
https://unionbnk.com102 W Mccloy St, Monticello, AR, 71655
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at Union Bank & Trust Company?
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Sending from Union Bank & Trust Company
Rails observed when Union Bank & Trust Company was the sending bank.
No sending reports yet for Union Bank & Trust Company. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into Union Bank & Trust Company
Rails observed when Union Bank & Trust Company was the receiving bank.
No receiving reports yet for Union Bank & Trust Company. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does Union Bank & Trust Company support FedNow?
Yes. Union Bank & Trust Company appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does Union Bank & Trust Company support RTP?
This hasn't been confirmed. Union Bank & Trust Company does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does Union Bank & Trust Company support Zelle?
This hasn't been confirmed. Union Bank & Trust Company does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does Union Bank & Trust Company have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for Union Bank & Trust Company yet.