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U-1st Community

U-1st Community's FedNow, RTP, and Zelle participation has not been confirmed.

CARLSBAD, NM · NCUA Charter #10580

http://www.u1stcommfcu.net

601 N Canal St, CARLSBAD, NM, 88220-5805

(575) 887-1785

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

Did a paycheck or benefit show up early at U-1st Community?

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Sending from U-1st Community

Rails observed when U-1st Community was the sending bank.

No sending reports yet for U-1st Community. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into U-1st Community

Rails observed when U-1st Community was the receiving bank.

No receiving reports yet for U-1st Community. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other credit unions in NM.

Frequently asked questions

Does U-1st Community support FedNow?

This hasn't been confirmed. U-1st Community does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does U-1st Community support RTP?

This hasn't been confirmed. U-1st Community does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does U-1st Community support Zelle?

This hasn't been confirmed. U-1st Community does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does U-1st Community have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for U-1st Community yet.