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Twin Oaks

Twin Oaks's FedNow, RTP, and Zelle participation has not been confirmed.

Apple Grove, WV · NCUA Charter #22681

http://www.twinoaksfcu.com

27405 Huntington Rd, Apple Grove, WV, 25502

(304) 576-4056

Contact info sourced from NCUA's quarterly call report data. Directory data last synced July 18, 2026. See methodology.

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Report early direct deposit

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Sending from Twin Oaks

Rails observed when Twin Oaks was the sending bank.

No sending reports yet for Twin Oaks. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into Twin Oaks

Rails observed when Twin Oaks was the receiving bank.

No receiving reports yet for Twin Oaks. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

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Other credit unions in WV.

Frequently asked questions

Does Twin Oaks support FedNow?

This hasn't been confirmed. Twin Oaks does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does Twin Oaks support RTP?

This hasn't been confirmed. Twin Oaks does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does Twin Oaks support Zelle?

This hasn't been confirmed. Twin Oaks does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does Twin Oaks have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for Twin Oaks yet.