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The Waterford Commercial and Savings Bank

The Waterford Commercial and Savings Bank's FedNow, RTP, and Zelle participation has not been confirmed.

Waterford, OH · FDIC Cert #8397

https://waterfordbank.com

20115 State Route 339, Waterford, OH, 45786

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

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Report early direct deposit

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Sending from The Waterford Commercial and Savings Bank

Rails observed when The Waterford Commercial and Savings Bank was the sending bank.

No sending reports yet for The Waterford Commercial and Savings Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into The Waterford Commercial and Savings Bank

Rails observed when The Waterford Commercial and Savings Bank was the receiving bank.

No receiving reports yet for The Waterford Commercial and Savings Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in OH.

Frequently asked questions

Does The Waterford Commercial and Savings Bank support FedNow?

This hasn't been confirmed. The Waterford Commercial and Savings Bank does not currently appear in Federal Reserve's FedNow participant list, and no community reports have confirmed this rail for this bank yet.

Does The Waterford Commercial and Savings Bank support RTP?

This hasn't been confirmed. The Waterford Commercial and Savings Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does The Waterford Commercial and Savings Bank support Zelle?

This hasn't been confirmed. The Waterford Commercial and Savings Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does The Waterford Commercial and Savings Bank have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for The Waterford Commercial and Savings Bank yet.

The Waterford Commercial and Savings Bank — Waterford, OH — Bank Transfer Compatibility | InstantRailCheck