The FNB Community Bank
The FNB Community Bank supports FedNow. RTP and Zelle participation has not been confirmed.
Vandalia, IL · FDIC Cert #3840
https://thefnb.com432 W Gallatin St, Vandalia, IL, 62471
Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.
- Community confirmations
- 0
Submit Route Report
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Report early direct deposit
Did a paycheck or benefit show up early at The FNB Community Bank?
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Sending from The FNB Community Bank
Rails observed when The FNB Community Bank was the sending bank.
No sending reports yet for The FNB Community Bank. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
Receiving into The FNB Community Bank
Rails observed when The FNB Community Bank was the receiving bank.
No receiving reports yet for The FNB Community Bank. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.
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Frequently asked questions
Does The FNB Community Bank support FedNow?
Yes. The FNB Community Bank appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.
Does The FNB Community Bank support RTP?
This hasn't been confirmed. The FNB Community Bank does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.
Does The FNB Community Bank support Zelle?
This hasn't been confirmed. The FNB Community Bank does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.
Does The FNB Community Bank have early direct deposit (EDD) evidence?
No early direct deposit evidence has been reported for The FNB Community Bank yet.