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The Citizens Bank of Swainsboro

The Citizens Bank of Swainsboro supports FedNow. RTP and Zelle participation has not been confirmed.

Swainsboro, GA · FDIC Cert #11295

Also known as Citizens Bank of Laurens County, Bulloch First

https://cbs-lc.com

121 N Main St, Swainsboro, GA, 30401

Contact info sourced from FDIC BankFind. Directory data last synced July 28, 2026. See methodology.

FedNow participant
Confirmed July 18, 2026
Community confirmations
0

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Report early direct deposit

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Sending from The Citizens Bank of Swainsboro

Rails observed when The Citizens Bank of Swainsboro was the sending bank.

No sending reports yet for The Citizens Bank of Swainsboro. Once community members report a transfer from this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Receiving into The Citizens Bank of Swainsboro

Rails observed when The Citizens Bank of Swainsboro was the receiving bank.

No receiving reports yet for The Citizens Bank of Swainsboro. Once community members report a transfer into this bank, this section will show which rail was used, how many reports were successful, delayed, or unsuccessful, and the average settlement time.

Similar institutions

Other banks in GA.

Frequently asked questions

Does The Citizens Bank of Swainsboro support FedNow?

Yes. The Citizens Bank of Swainsboro appears in Federal Reserve's FedNow participant list, confirmed July 18, 2026.

Does The Citizens Bank of Swainsboro support RTP?

This hasn't been confirmed. The Citizens Bank of Swainsboro does not currently appear in The Clearing House's RTP participant list, and no community reports have confirmed this rail for this bank yet.

Does The Citizens Bank of Swainsboro support Zelle?

This hasn't been confirmed. The Citizens Bank of Swainsboro does not currently appear in Zelle's partner directory, and no community reports have confirmed this rail for this bank yet. Zelle's own directory is known to be incomplete — a missing badge doesn't confirm a bank lacks support, only that it isn't listed there.

Does The Citizens Bank of Swainsboro have early direct deposit (EDD) evidence?

No early direct deposit evidence has been reported for The Citizens Bank of Swainsboro yet.